- Create an integrated plan using modern software
- Ensure that your investments are in the right accounts to minimize taxation
- Draw income from the best accounts to maximize flexibility and the longevity of your assets
- Protect and benefit your loved ones
- Align your investments with your plan
- Your investments fit with your comfort and your goals
- Select from a wide variety of investment products
- Maximize stability and minimize costs
- Regularly review your portfolio for balance and performance
- Maximize the stability and dependability of your investment income
- Ensure that it isn’t all at the mercy of market movement
- Investments must produce growth to keep up with inflation.
- Coordinate the plan with government programs
- Use tax modelling software to take advantage of every legal method to minimize taxes
- Account for taxation over your lifetime
- Coordinate my advice with your accountant
- Review the plan regularly in light of changes to tax regulations and practices.
- Direct the distribution of your assets
- Review who your beneficiaries are
- Ease the transition of assets
- Protect the survivors while minimizing tax and costs
- Simplify the job of the executor
- I meet with clients for an general review each year
- Meet or speak regularly as needed, especially at times of market uncertainty
- We can meet at your home or office, at my office or at a public place such as a library or cafe
- I can also meet by phone or online, when that’s more appropriate
My pricing is transparent and similar to or lower than the industry standard. It is based on a percentage of assets (fee-based) and ranges from 0.5% to 1.0%. I will lay out the full cost to you before we decide to work together.
Are you ready to begin?
When you’re ready to discuss how I can help you in your unique situation, begin your Free Retirement Analysis with a 15 minute phone call.