Reading Time: 5 minutes Canadians pay our fair share of taxes to ensure we have access to social programs and services. But there’s no reason to pay too much tax in retirement. These are seven ways I help my clients to reduce their obligation and pay no more tax than necessary. Use Your Tax Read more…
Reading Time: 4 minutes If you have worked with an investment advisor at a bank, a brokerage or an independent firm, you’ve certainly discussed savings, growth and strategic asset allocation. That advice has gotten you where you are. Most investment advice is fine for saving, but wrong when investing for retirement income. During the Read more…
Reading Time: 4 minutes When you choose a financial advisor, these are 10 questions that you’ll definitely want to answer so you can proceed with trust and confidence.
Reading Time: 4 minutes When to start CPP and OAS? Government income in retirement is a guaranteed base. It’s a good idea to minimize taxes and maximize flexibility.
Reading Time: 4 minutes The strategies that you used to get to retirement are not the same as the strategies that will provide retirement income from your investments without the fear of running out. Instead of saving and growing, it’s time to focus on income for spending and on ensuring that it’s stable and dependable.